We have all received the unwanted unknown caller phone calls and answered it thinking “what if it is an emergency of a family member etc.” only to be pestered by the unwanted direct marketing calls. These days, one can install an application on your mobile, to identify spam and/or marketing calls, but it seems that the marketing companies have multiple numbers from which they phone and all of them have not been blocked on these applications. There are a few things that you should know as a...
Consumer Protection & POPI
Consent is not a simple answer to POPI legislation
Consent, as one of the justification grounds for lawful processing of information, can frequently be interpreted as meaning that one simply needs to obtain a “yes” from a data subject. This is not the case. The Responsible Party will always bear the burden of proof in that consent has been properly obtained from the data subject. The business must keep proper records in order to prove that the consent was obtained. The concept of consent can be complex and found in a variety of sections of the...
CPA “Calls Out” Call Centers
Continuing advances in technology have allowed consumers more freedom in how they connect, interact and transact. The ripple effect of this means that the gate has been opened to non-consensual information sharing and unsolicited direct marketing to consumers. Direct Marketing is defined as follows: Approaching a person, either in person or by mail or any other electronic means for the direct or indirect purpose of promoting or offering to supply any goods or services to that person....
4 Things To Keep In Mind For Your Business’s Website
With new age technology these days most businesses use websites to promote their business. Some, just to make it easy for their clients to find them and other as an e-commerce platform. If your company uses its website to conclude transactions you will need to ensure that you pay attention to the requirements set out in the Electronic Communications and Transactions Act (ECTA) and the Consumer Protection Act (CPA). Here are a few aspects you can consider: You will need to determine when a...
The Right To Return Goods
The general misconception amongst many consumers is that the right to return goods (Section 20 of the Consumer Protection Act) applies regardless of the reason for the return. Therefore suppliers are often bullied into accepting returns even when there is no obligation on them to do so. It is quite clear from Section 20 of the CPA that this right does not apply where a consumer had a change of heart or buyer’s remorse. The background to this discussion involves a careful look at Section 20 of...
Selling second hand goods: The supplier’s responsibility
According to the Consumer Protection Act (CPA), consumers have the right to suitable, quality products. When selling second-hand goods, suppliers often merely cites “voetstoots” and the consumer is expected to accept the goods as it is presented to them. However, the CPA protects consumers’ rights by placing specific obligations on the supplier to provide good working goods, usable for the purpose it was originally intended. A quick look at the CPA explains these rights and obligations....
Do you have a legal basis for processing personal information?
Section 11 of the Protection of Personal Information Act (POPI) “Consent, justification and objection”, forms part of the second condition for lawful processing, namely “processing limitation”. The purpose of this condition is to make the responsible party (the Party that determines the purpose of and means for processing personal information) aware that there are restrictions on the processing of personal information. Personal information should only be processed if the purpose of the...
Terms and Conditions must still apply
Most businesses ensure that their customers sign standard terms and conditions for service or goods delivery. Properly drafted and implemented terms and conditions prevent future disputes and provide the business with essential protection against non-payment and product or service liability. One cannot over-emphasise the need to properly explain the business terms and conditions to potential customers. The Consumer Protection Act 68 of 2008 (CPA)...
Everything you need to know about the Information Regulator
The Protection of Personal Information Act 4 of 2013 (POPI) which was signed into law on 19 November 2013 introduces an overarching regulatory framework for investigative and enforcement procedures to be followed by the Information Regulator where an allegation of a breach of the POPI Act is made. Even though the whole of the POPI Act is not in effect as yet, it is important to note how it will be enforced by the already appointed Information Regulator, once the rest of the POPI Act comes into...
Does the Consumer Protection Act apply to Non-Profit Organisations?
The Consumer Protection Act 68 of 2008 (CPA) came into effect in April 2011. Unknown to many Non-Profit Organisations (NPOs), the CPA applies to non-profit sectors. This could include amongst others; social, religious and educational organisations. It is a given that all NPOs are to be registered with the Department of Social Development and obtain an NPO Certificate including a registration number. What impact does the CPA have on NPOs? NPOs as suppliers of goods and services It is common...
