Want to Offer Employee Benefits Without Blowing the Budget?
Momentum Health4Me offers cost-effective healthcare cover from R464 per employee, per month.
When employees don’t have access to healthcare, minor health issues can become bigger problems, and more time away from work.
Health4Me, healthcare that works for your workforce.
- Day-to-day benefits
- Accident and emergency cover
- Funeral cover
- Hospital cash-back and a maternity lump sum
Part of SEESA, trusted by over 30 000 clients across South Africa.
Get a Quote for Your Team
Complete the form and a SEESA Employee Benefits specialist will contact you within the hour, Monday to Friday, 08:30–16:30.
Built for business owners and employers with five or more employees.
Prefer to talk? Call 012 810 0903 or email admin@seesaeb.co.za
What If?
You cannot predict the what if, but you can choose to be prepared for it.
When everyday healthcare matters
What if your employees could access affordable healthcare and professional medical advice when they need it most? From speaking to a doctor to getting guidance on their health, Health4Me helps make everyday healthcare simpler and more accessible.
When the unexpected happens
What if an employee were involved in a serious accident or faced a medical emergency? Would they have access to the emergency care and support they need? Health4Me provides accident and emergency benefits to help employees access essential care when it matters most.
When family needs support
What if an employee or their family faced the loss of a loved one? Would they have support to help ease the financial burden during such a difficult time? Health4Me includes funeral support to help employees and their families when they need it most.
That is what the cover does. An employee can speak to a doctor the same day, by phone or video, instead of waiting it out. A qualifying accident or emergency is treated in a private hospital. A family gets financial help towards funeral costs. And a qualifying hospital stay pays a daily cash benefit for every day they are there.
Does This Sound Like Your Business?
If any of these sound familiar, it may be worth a conversation.
- You employ five or more people.
- Your employees earn under R40,000 per month.
- You want to offer healthcare benefits but haven’t put anything in place yet.
- You want to offer healthcare benefits without the cost of full medical aid for everyone.
- You already offer benefits but want to explore more cost-effective options.
- You want your employees to access everyday healthcare more easily, with less time away from work.
Healthier employees. Fewer days lost.
What Benefits Are Available to Your Employees?
Give your employees a benefit that matters beyond the workplace.
Day-to-Day Benefits
- GP consultations, including Hello Doctor
- Unlimited 24/7 virtual GP consultations by chat, phone or video
- Prescriptions and referrals where appropriate
- Acute and chronic medication
- Pathology and radiology
- Dentistry and optometry
- An Employee Assistance Programme (EAP)
Accident & Emergency Cover
- Private hospital cover for qualifying accidents and medical emergencies
- Cover for casualty treatment and in-hospital care, subject to benefit limits
- Includes emergency transport, diagnostic scans, take-home medication and rehabilitation services, where applicable
Funeral Cover
- Financial support towards funeral expenses for covered members and eligible family
- Repatriation and additional funeral support, where applicable
Hospital Cash-Back & Maternity Lump Sum
- Daily cash benefit for qualifying hospital stays
- A lump-sum payout following a qualifying live birth
- Extra financial support during hospitalisation and childbirth
Flexible options allow employers to structure benefits around their workforce and budget.
Frequently Asked Questions
Who can qualify for Health4Me?
Your employees may qualify if they’re 18 or older, actively employed and earn less than R40,000 per month. Your company group must also have at least five employees to qualify.
What are the costs involved?
Premiums start from R464 per employee, per month. The final cost will depend on the benefit options chosen and whether dependants are included. (These starting premiums are based on the 2026 benefit year.)
Is this a medical aid product?
Health4Me is a medical insurance product, not a medical scheme, so it doesn’t replace medical scheme membership. It offers a different way to help make healthcare more accessible for your employees.
What if some of our employees already have their own cover?
You don’t necessarily have to take a one-size-fits-all approach. We’ll help you explore a benefit structure that considers your employees’ existing cover, your workforce requirements and your budget.
Are there any waiting periods?
Good news! The only waiting period applies to the maternity lump sum benefit, which has a 12-month waiting period. There are no waiting periods on the other benefits.
What Happens After You Enquire
- 1
You send the form.
Your name, your number and what you need help with. It takes a minute.
- 2
A SEESA consultant calls you within one business hour.
Monday to Friday, between 08:30 and 16:30.
- 3
You find out how SEESA can help.
They ask about your business and what you need, explain what SEESA would do about it, and answer your questions.
Your People Are Your Business
The moment you employ people, their wellbeing becomes part of how your business runs.
Invest in your people. Invest in a healthier workforce.
Momentum Health4Me. Because looking after your people means looking after your business.
Part of SEESA, trusted by over 30 000 clients across South Africa.